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Does GI Bill Pay For Online Classes? Comprehensive Guide

August 1, 2023

The question "Does GI Bill pay for online classes?" is a pressing one for many veterans, service members, and their dependents in today's digital age. The Post-9/11 GI Bill, an invaluable resource, provides financial support for many educational opportunities, from college degrees and trade schools to the increasingly popular online education. 

This comprehensive guide aims to demystify this topic, clarifying how the GI Bill caters to online classes and ensuring beneficiaries maximize their entitled benefits.

Understanding the Post-9/11 GI Bill

Before delving into specifics about online education, it's essential to understand the basics of the Post-9/11 GI Bill. Introduced in 2008, this Bill was designed to provide broader educational benefits compared to its predecessor, the Montgomery GI Bill. The Post-9/11 GI Bill offers financial support to cover the following:

  • Tuition and fees

  • Housing

  • Books and supplies

  • Relocation costs

Eligibility for these benefits depends on the service length and the period. However, one significant advantage of the Post-9/11 GI Bill is its transferability, allowing service members to pass on benefits to their spouses or dependent children.

The Post-9/11 GI Bill and Online Education: An Overview

In response to the question, "Does GI Bill pay for online classes?" the simple answer is, "Yes." With the exponential growth and acceptance of online education, the Post-9/11 GI Bill has adapted to encompass this transformative learning platform. The Bill extends its coverage to online courses, mirroring the support it offers for traditional in-person classes. 

However, it's crucial to note that there are slight differences in the benefits received, which largely depend on the beneficiary's enrollment status and the type of course pursued. The following sections aim to break down these nuances to provide a clearer understanding of how the Post-9/11 GI Bill supports online education.

Covering Tuition and Fees for Online Classes

Regardless of the education platform—online or in-person—the GI Bill offers significant support for tuition and fees. The extent of coverage depends on the type of school:

  • Public Schools: For in-state students, the GI Bill fully covers all tuition and fees.

  • Private or Foreign Schools: The Bill pays less than the actual tuition and fees or a national maximum amount per academic year. This amount is adjusted annually.

Housing Allowance for Online Students

One notable difference for online students is the calculation of the Monthly Housing Allowance (MHA). For students attending physical classes, the MHA is generally the same as the Basic Allowance for Housing (BAH) for an E-5 with dependents, based on the school's zip code.

However, for online students, the MHA rate is half the national average BAH for an E-5 with dependents. Currently, the rate for online-only students is approximately $938.50. To qualify for the MHA, students must enroll in more than half-time coursework.

Stipend for Books and Supplies

The GI Bill also includes a stipend to assist with the costs of books and supplies. This benefit applies to both online and in-person students, with the stipend prorated based on the number of credits taken. The maximum stipend is $1,000 per academic year.

Yellow Ribbon Program and Online Education

The Yellow Ribbon Program is a critical aspect of the GI Bill that can significantly benefit online students attending private schools or out-of-state public schools. The program is designed to bridge the gap when tuition and fees exceed the national maximum covered by the Bill.

Here's how it works:

  • Participating schools voluntarily agree to contribute a certain amount towards the additional expenses.

  • The Department of Veterans Affairs matches the school's contribution, potentially covering all extra costs.

Eligibility Criteria for Online Education under the GI Bill

To qualify for the Post-9/11 GI Bill benefits for online education, beneficiaries must meet specific service requirements. Eligibility is usually determined by the length of service after September 10, 2001, and an honorable discharge from active duty. In addition, beneficiaries must pursue an online program approved for GI Bill benefits. It's always wise to check the program's eligibility with the school or through the VA's WEAMS Institution Search tool.

Step-by-Step Guide: Applying for GI Bill Benefits as an Online Student

To apply for the GI Bill benefits, you can choose among several methods:

  1. Online: Visit the VA's online portal, eBenefits, to submit your application.

  2. Mail: Download, complete, and mail the application form (VA Form 22-1990) to the VA.

  3. In-person: Apply in person at a VA regional office.

  4. School certifying official: Seek assistance from the designated official at the school you plan to attend. They can guide you through the application process and answer any questions you may have.

Making the Most of the GI Bill for Online Learning: Practical Tips

As you navigate online education using the GI Bill, here are some practical tips to make the most of your benefits:

  • Research before enrollment: Always verify the program's eligibility for GI Bill benefits before enrollment.

  • Maintain good academic standing: To continue receiving benefits, you must maintain satisfactory academic progress.

  • Understand the financial aspects: Be clear on how much the GI Bill covers to avoid unexpected costs.

  • Leverage all resources: From the Yellow Ribbon Program to tutors and career counseling, utilize all the resources and services available to you through the GI Bill.

Expanding Opportunities through Online Education

The intersection of the GI Bill and online education is a prime example of how technology is expanding opportunities for everyone, including our military service members and veterans. By incorporating online learning into its scope, the GI Bill is adapting to the modern educational landscape, making learning accessible regardless of location or schedule constraints.

For many service members, the transition back to civilian life can be challenging. They often face unique obstacles in pursuing higher education, such as relocation, deployment, or balancing military duties with academics. Traditional brick-and-mortar institutions may not always provide the flexibility these individuals need. This is where online learning comes into play.

Online education offers a pathway that fits the unique lifestyle of military personnel and veterans. It provides an opportunity to learn at their own pace, with the flexibility to accommodate their responsibilities and commitments. The ability to attend classes from anywhere, at any time, opens doors to a wealth of programs and courses that might have been inaccessible otherwise.

Online education also provides a way to develop skills that are highly relevant in today's digital-centric world. From enhancing digital literacy to learning how to collaborate in virtual environments, students gain valuable experiences that are increasingly important in the modern workforce.

Ultimately, the inclusion of online education in the GI Bill's coverage acknowledges the validity and potential of digital learning. It's a strong statement of support for an educational format that can open up new possibilities for career advancement and personal growth. For service members and veterans, it's another tool they can leverage as they build their future in the civilian world.

Now that we understand the advantages that online education can offer to the beneficiaries of the GI Bill, let's delve into how one can utilize the GI Bill for online classes.

Frequently Asked Questions 

1. Does the GI Bill cover part-time online studies?

Yes, the GI Bill covers part-time studies, but the benefits are prorated accordingly.

2. Are all online programs covered under the GI Bill?

Only those programs approved for GI Bill benefits are covered. Always check the program's eligibility.

3. Can I use the GI Bill for online classes if I live overseas?

Yes, you can use the GI Bill for approved online programs, even if you're living overseas.

4. Does the GI Bill cover graduate-level online programs?

Yes, the GI Bill can be used for various graduate-level online programs, from master's and doctoral degrees to professional certifications. As with undergraduate programs, the Bill covers tuition, provides a stipend for books, and offers a Monthly Housing Allowance. However, it's important to verify that your chosen graduate program is accredited and recognized by the Department of Veterans Affairs.

5. Can I switch from traditional in-person classes to online courses during my degree program and still receive GI Bill benefits?

Yes, you can switch from traditional in-person classes to online courses and continue to receive GI Bill benefits. The flexibility of the GI Bill allows beneficiaries to adapt their education to suit their needs and circumstances. However, note that the Monthly Housing Allowance rate differs for students taking only online classes compared to those attending physical classes. Before making the switch, it's recommended to discuss this with your school's veteran services office or contact the VA for personalized advice.


For anyone pondering the question, "Does GI Bill pay for online classes?" the Post-9/11 GI Bill stands as a testament to the evolving nature of education. This comprehensive tool provides access to an array of educational opportunities, online learning being a significant one. 

By covering costs related to tuition, housing, and books, the Bill ensures that veterans and their dependents can seamlessly integrate into the digital education landscape. Beneficiaries can leverage these benefits to achieve their educational aspirations in a flexible and accommodating manner, setting the stage for a bright and promising future.

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Michael Blair contributes his expertise to help veterans access government benefits and resources. Through his informative articles and guides, he plays a vital role in empowering veterans and improving their quality of life.
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